Terms of Service — ClearKagaz

Effective date: 9 November 2026

Applies to: the ClearKagaz Android app (package `in.clearkagaz.app`), the iOS app when released, and clearkagaz.in

Contact / support: [email protected]

Operator: Abhishek Abhishek, operating as VIRTUEFORM MEDIA (Canada)

1. What ClearKagaz is

ClearKagaz helps people in India understand documents — insurance policies, bills, contracts, challans, notices and similar paperwork — in simple language, and helps draft documents such as RTI applications, complaints and rent receipts.

ClearKagaz is a private tool. It is not affiliated with any government body, and it is not a lawyer, law firm, chartered accountant or government office.

2. What the service does — and does not do

• The app explains, checks and drafts. It does not file, submit or deliver anything to any government, court, police, insurer, bank or other authority on your behalf. Filing or submitting a draft, and meeting any deadline, is your responsibility.
• Output is general information, not legal, tax or financial advice, and is not a substitute for a qualified professional.
• AI output can be incomplete or wrong. Always verify important details — amounts, dates, names, deadlines — against your original document before acting.
• A scan, check or QR result (including any "safe" result) is an aid, not a guarantee that a document, link or demand is genuine or safe.

3. Your account

• You must be 18 or older to use ClearKagaz on your own account.
• You are responsible for your account, your password, and everything done while signed in to your account.
• Give accurate account information, and tell us at [email protected] if you believe your account has been misused.
• If you add Family & Business members, only add people with their knowledge, using their correct email address.

4. Your documents

• Your documents remain yours. You give us permission to store and process them only to provide the service to you, as described in the Privacy Policy.
• Only upload documents that are yours, or that you have the owner's permission to upload.
• Do not use the service for anything unlawful, or to create a false document, impersonate someone, or mislead an authority.

5. Plans, billing and promo codes

• Paid plans are subscriptions sold through Google Play: Starter ₹99/month (10 scans, local storage, limited chat), Essential ₹299/month (25 scans, 1 GB cloud storage, higher capped chat), Pro ₹899/month (unlimited scans and chat, 5 GB cloud storage). Prices include applicable taxes as shown by Google Play at purchase.
• Subscriptions renew automatically through Google Play until cancelled. You can cancel any time in Google Play; the plan stays active until the end of the paid period. Payments, cancellations and refunds are handled by Google Play under Google Play's policies — we do not receive or store your card, UPI or bank details.
• Plan limits (scans, chat, storage) apply as shown in the app. If you exceed a limit, that feature may pause until the next period or a plan upgrade.
• A referral or promo code may grant a plan or access for a limited time or number of uses, as shown when the code is applied. Codes have no cash value, cannot be transferred or sold, and may be refused, changed or withdrawn if misused.
• We may change plan prices or features for a future billing period. Changes will be shown in the app / on Google Play before they apply to you.

6. Acceptable use

Do not:

• break the law, or help anyone else break the law, using the service;
• try to bypass plan limits, security checks or account controls, or access another person's account or documents;
• copy, resell or bulk-extract the service or its output;
• upload malware, or interfere with the service or its servers.

We may suspend or close an account that breaks these terms, after informing the account holder where practical.

7. Availability and changes

We work to keep the service available and accurate, but we do not guarantee it will always be available, uninterrupted or error-free. We may update, add or remove features, and we will note material changes in the app.

8. Our responsibility

To the extent the law allows, ClearKagaz is not responsible for losses arising from: decisions you take based on the app's output; a draft that is rejected, or a deadline that is missed; or a document, notice or QR code that turns out to be fraudulent despite a check. Nothing in these terms limits a responsibility that cannot be limited under applicable law.

9. Ending your use

You may stop using ClearKagaz at any time and delete your account in the app: Settings → Delete My Account (see the Privacy Policy for what is deleted). Sections of these terms that by their nature should continue after your use ends will continue to apply.

10. Changes to these terms

If these terms change, we will update the date above and note the change in the app. Continued use after a change means you accept the updated terms.

11. Privacy

How we collect, use and delete personal data is described in the Privacy Policy at clearkagaz.in/privacy.

12. Governing law

These terms are governed by the laws of Ontario and the federal laws of Canada applicable in Ontario, and disputes will be handled by the courts of Ontario, Canada.

Questions: [email protected]